Stories
Small Savings Schemes: PPF, Sukanya, KVP Interest Rates Unchanged for Q3
- •The central government has not made any changes to the interest rates of Small Saving Schemes for the third quarter of the financial year 2026-27 (October to December 2026).
- •A decision was made on Wednesday regarding the interest rates of approximately 6 small savings schemes, including PPF, Sukanya, and NSC, confirming no changes for the October-December quarter.
- •The Department of Economic Affairs of the Ministry of Finance confirmed that interest rates for small savings schemes will remain unchanged during the third quarter.
- •Interest rates for small savings schemes are decided quarterly, based on the returns of government securities.
- •Current interest rates include PPF (7.1%), Sukanya Samriddhi Yojana (8.2%), Senior Citizen Savings Schemes (8.2%), National Savings Certificates (7.7%), Post Office Monthly Income Scheme (7.4%), Kisan Vikas Patra (7.5%), and Post Office Recurring Deposits (6.7%).
Key Questions Answered
The central government has kept the interest rates for small saving schemes unchanged for the third quarter of the 2026-27 financial year, spanning from October to December 2026. Rates for schemes like PPF, Sukanya Samriddhi Yojana, and KVP remain exactly the same as the previous quarter.
The Public Provident Fund (PPF) currently offers an annual interest rate of 7.1 percent. This rate remains unchanged as part of the government's decision to maintain consistent returns across small savings schemes through December 2026.
The central government last revised the interest rates of small savings schemes during the January-March quarter of 2024. Since then, investors have experienced no changes to these rates for approximately two and a half years.
