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Small Saving Schemes: Interest Rates Unchanged Till December, Know Your Returns.
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News18•30-09-2026, 23:00
Small Saving Schemes: Interest Rates Unchanged Till December, Know Your Returns.
- •The central government has kept interest rates for Small Saving Schemes unchanged for the third quarter of FY 2026-27 (October to December 2026).
- •A decision was made on Wednesday regarding interest rates for about 6 small savings schemes, including PPF, Sukanya Samriddhi Yojana, and NSC.
- •The Department of Economic Affairs of the Ministry of Finance confirmed no changes for the October-December quarter.
- •Current interest rates remain: PPF at 7.1%, Sukanya Samriddhi Yojana at 8.2%, and Kisan Vikas Patra (KVP) at 7.5%.
- •Interest rates for small savings schemes have not changed for two and a half years, providing stable returns to investors.
Key Questions Answered
The central government decided to keep interest rates on small saving schemes unchanged for the third quarter of the 2026-27 financial year, maintaining them at their existing levels.
The Public Provident Fund (PPF) offers an interest rate of 7.1 percent, while the Sukanya Samriddhi Yojana provides an annual interest rate of 8.2 percent.
The government last modified small saving scheme interest rates during the January-March 2024 quarter, meaning rates have remained unchanged for about two and a half years.
