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Unlock Your Savings Potential: Top 10 Small Schemes for 2026 Revealed!
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CNBC TV18•24-09-2026, 19:02
Unlock Your Savings Potential: Top 10 Small Schemes for 2026 Revealed!
- •The Senior Citizen Savings Scheme (SCSS) offers 8.2% interest quarterly over 5 years, ideal for senior citizens seeking regular income.
- •The Sukanya Samriddhi Account (SSA) provides 8.2% interest compounded yearly, maturing in 21 years, designed for saving for a girl child's future.
- •National Savings Certificate (NSC) yields 7.7% over 5 years with Section 80C tax benefits, while Kisan Vikas Patra (KVP) doubles investment in about 9.5 years at 7.5%.
- •Post Office Monthly Income Scheme (MIS) offers 7.4% monthly over 5 years, and Public Provident Fund (PPF) provides 7.1% over 15 years with tax benefits.
- •Other schemes include the 5-year Post Office Time Deposit (7.5% with 80C benefits), Mahila Samman Savings Certificate (7.5% for 2 years), Post Office Recurring Deposit (6.7% for 5 years), and the Post Office Savings Account (4.0% with easy access).
Key Questions Answered
Both the Senior Citizen Savings Scheme (SCSS) and the Sukanya Samriddhi Account (SSA) currently offer an attractive interest rate of 8.2% per annum.
The Public Provident Fund (PPF) offers an interest rate of 7.1% per annum over a tenure of 15 years, along with long-term tax benefits.
Kisan Vikas Patra (KVP) offers an interest rate of 7.5% per annum, which allows your investment to double in approximately 115 months, or about 9.5 years.
