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How To Build A Rs 10 Lakh Corpus With A Rs 2,000 Monthly SIP
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News18•07-10-2026, 12:44
How To Build A Rs 10 Lakh Corpus With A Rs 2,000 Monthly SIP
- •Waiting for a salary increase before investing is a financial pitfall as lifestyle expenses tend to expand with income.
- •Starting a modest monthly SIP early harnesses compound growth to turn small savings into a substantial corpus over time.
- •Equity mutual funds historically yield 12% to 16% annualized returns, generating returns on previous returns.
- •Investing Rs 2,000 monthly can build a Rs 10 lakh corpus in 13 to 15 years depending on the annualized return rate.
- •Using a Step-Up SIP strategy by increasing contributions 10% annually significantly reduces the time needed to build wealth.
Key Questions Answered
Investing Rs 2,000 monthly builds a Rs 10 lakh corpus over varied timelines based on returns, taking over 15 years at a 12% return, over 14 years at 14%, and roughly 13 years at 16%.
A Step-Up SIP involves increasing your monthly SIP contribution by 10% annually. This annual top-up expands your investment pool faster, shortens your total investment tenure, and helps you reach your financial targets sooner.
Equity mutual funds historically yield between 12% and 16% annualized returns over extended horizons, allowing compound growth to accelerate fund accumulation.
