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Simple formula to create a 10 lakh corpus through a 2000 rupees SIP
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News18•11-10-2026, 15:54
Simple formula to create a 10 lakh corpus through a 2000 rupees SIP
- •Do not wait for salary hikes to start investing; begin early with a small SIP to avoid lifestyle inflation.
- •Equity mutual funds historically deliver 12 to 16 percent annual returns over the long term, maximizing compounding growth.
- •By investing just 2,000 rupees monthly, you can build a 10 lakh corpus within 13 to 15 years depending on the returns.
- •Using a step-up strategy to increase your SIP by 10 percent annually shortens your investment tenure and accelerates wealth creation.
Key Questions Answered
By starting an early Systematic Investment Plan (SIP) in equity mutual funds with just ₹2,000 monthly, investors can leverage compounding growth to steadily transform small savings into a ₹10 lakh fund over time.
The time required depends on the annual returns, taking over 15 years for a 12 percent return, over 14 years for a 14 percent return, and approximately 13 years for a 16 percent return.
Increasing your monthly SIP contribution by 10 percent every year expands your investment fund faster, shortens the overall investment tenure, and helps you reach your financial goals much more effectively.
