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Baroda BNP Paribas Fund Turns ₹10,000 SIP into ₹15 Lakh in 8 Years
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CNBC TV18•21-09-2026, 15:39
Baroda BNP Paribas Fund Turns ₹10,000 SIP into ₹15 Lakh in 8 Years
- •A monthly SIP of ₹10,000 in Baroda BNP Paribas Balanced Advantage Fund would have grown to ₹15.42 lakh in nearly eight years by August 2026.
- •The fund, nearing its eighth anniversary, has surpassed ₹5,000 crore in assets under management (AUM).
- •The scheme's regular plan delivered a 13.2% annualised return since inception, outperforming its benchmark's 10.21%.
- •The fund employs a dynamic asset allocation strategy, with net equity allocation ranging from 30% to 100%; currently, 80.6% is in equity.
- •The fund's asset allocation model uses multiple valuation parameters to determine equity and debt allocation, minimizing capital gains realization for investors until redemption.
Key Questions Answered
A ₹10,000 monthly SIP in the Baroda BNP Paribas Balanced Advantage Fund grew to approximately ₹15.42 lakh by the end of August 2026 over nearly eight years. The fund's compounded annualised SIP return since inception stands at 12.75%.
The scheme follows a dynamic asset allocation strategy with net equity allocation ranging between 30% and 100%. As of August-end 2026, 80.6% of its portfolio was invested in equities—primarily large-cap stocks at 67.7%—while the rest was held in debt, cash, and other assets.
The scheme requires a minimum lump-sum investment of ₹5,000 and a minimum monthly SIP of ₹500. There is no exit load for redemptions of less than 10% of the investment within one year.
