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Post Office RD Scheme: Returns on monthly investment and maturity details
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News18•09-10-2026, 10:50
Post Office RD Scheme: Returns on monthly investment and maturity details
- •The Post Office Recurring Deposit scheme is a popular small savings option to build a large fund gradually.
- •The current interest rate offered on the Post Office RD scheme is 6.7 percent per annum.
- •The tenure of the scheme is 60 months, which comes with a 5-year lock-in period.
- •Investing Rs. 5,000 monthly yields a total maturity amount of around Rs. 3,56,830 after 5 years.
- •Deposits are fully safe and risk-free as the post office is directly controlled by the Government of India.
Key Questions Answered
The Post Office Recurring Deposit scheme currently offers an interest rate of 6.7% with a tenure and lock-in period of 60 months, which equals 5 years.
If you save Rs 5,000 every month for 5 years, your total investment will be Rs 3,00,000, and you will receive a total maturity amount of approximately Rs 3,56,830, including around Rs 56,830 in interest.
You can start investing in the Post Office RD scheme with a minimum deposit of Rs. 100 every month, and there is no maximum deposit limit specified.
