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Post Office RD Scheme: Calculate returns on depositing Rs 5,000 monthly for 60 months
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News18•06-10-2026, 09:47
Post Office RD Scheme: Calculate returns on depositing Rs 5,000 monthly for 60 months
- •The Post Office Recurring Deposit is a popular small savings scheme allowing investors to build a large fund gradually.
- •Currently, the post office RD scheme offers an interest rate of 6.7 percent per annum with a tenure of 60 months or 5 years.
- •A minimum of Rs 100 can be deposited monthly with no upper limit on the maximum investment amount.
- •Depositing Rs 5,000 every month for 5 years results in a total investment of Rs 3,00,000 and an interest of about Rs 56,830, yielding a maturity amount of approximately Rs 3,56,830.
- •Since the post office is directly controlled by the Government of India, all deposited funds remain completely safe and risk-free.
Key Questions Answered
The Post Office Recurring Deposit scheme offers an interest rate of 6.7% per annum with a lock-in maturity period of 60 months, which is equivalent to 5 years.
By depositing Rs 5,000 every month for 5 years, your total investment will reach Rs 3,00,000 and you will receive approximately Rs 3,56,830 at maturity, which includes about Rs 56,830 in interest.
You can start investing in the Post Office Recurring Deposit scheme with a minimum monthly deposit of Rs 100, while there is no maximum deposit limit set for investors.
