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Post Office RD Scheme: Know Returns on Rs 5000 Monthly Investment
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News18•09-10-2026, 15:39
Post Office RD Scheme: Know Returns on Rs 5000 Monthly Investment
- •The Post Office Recurring Deposit RD scheme is a highly popular small savings option allowing gradual wealth creation.
- •The scheme currently offers an attractive interest rate of 6.7 percent with a standard tenure of 60 months.
- •Investors can start with a minimum monthly deposit of just 100 rupees with no upper investment limit.
- •Investing 5000 rupees every month yields a total maturity amount of approximately 3,56,830 rupees after 5 years.
- •Backed directly by the Government of India, the investment remains completely safe and free from market risks.
Key Questions Answered
The post office recurring deposit scheme offers an annual interest rate of 6.7 percent. The standard tenure and lock-in period of the scheme is 60 months, which equals 5 years.
If you invest ₹5,000 every month for 5 years, your total investment will reach ₹3,00,000 and you will earn approximately ₹56,830 in interest, resulting in a total maturity amount of about ₹3,56,830.
You can start a post office recurring deposit with a minimum monthly deposit of just ₹100. There is no maximum investment limit, allowing individuals to save as much as they want according to their financial capacity.
