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YES Bank's Q2: Loans Surge 24% to ₹3 Lakh Crore, Deposits Up 20% YoY
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CNBC TV18•04-10-2026, 14:06
YES Bank's Q2: Loans Surge 24% to ₹3 Lakh Crore, Deposits Up 20% YoY
- •YES Bank reported an 8.6% quarter-on-quarter increase in loans and advances, reaching ₹3,09,675 crore as of September 30, 2026.
- •Deposits grew by 12.3% quarter-on-quarter to ₹3,54,084 crore, with a year-on-year increase of 19.5%.
- •The bank's CASA ratio stood at 30%, a decrease from 32.7% in the previous quarter and 33.7% a year ago.
- •The credit-to-deposit ratio improved to 87.5% as of September 30, down from 90.4% in the prior quarter.
- •Normalised figures, excluding FCNR(B) deposits and related FCTL, show advances growth at 3.3% QoQ and deposits growth at 6.5% QoQ.
Key Questions Answered
As of September 30, 2026, YES Bank reported a 23.8% year-on-year increase in loans and advances to ₹3,09,675 crore, while total deposits rose 19.5% to ₹3,54,084 crore.
YES Bank's CASA ratio stood at 30% as of September 30, 2026, while its credit-to-deposit ratio was recorded at 87.5%.
The bank normalized its growth figures by adjusting for FCNR(B) deposits and related foreign currency term loans extended from its GIFT City branch under the RBI's Forex Swap Facility.
