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RBL Bank Soars: Loan Growth Hits 40%, Outpacing Deposits in Q2FY27
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CNBC TV18•05-10-2026, 08:12
RBL Bank Soars: Loan Growth Hits 40%, Outpacing Deposits in Q2FY27
- •RBL Bank reported robust Q2FY27 growth with total deposits rising 34% year-on-year to –1,56,280 crore and gross advances increasing 40% year-on-year to –1,43,350 crore.
- •Advances, excluding international banking unit loans against FCNR(B) deposits, grew 30% year-on-year and 13% sequentially.
- •Secured retail advances saw a significant 51% year-on-year and 42% quarter-on-quarter increase, while wholesale advances grew 55% year-on-year.
- •The retail-to-wholesale advances mix stood at 56:44, reflecting a balanced portfolio.
- •CASA deposits rose 14% year-on-year to –42,530 crore, with the CASA ratio at 27.2%, and the bank's liquidity coverage ratio improved to 148%.
Key Questions Answered
For the quarter ended September 30, 2026, RBL Bank reported a 40% year-on-year increase in gross advances to ₹1,43,350 crore, which outpaced its 34% year-on-year growth in total deposits at ₹1,56,280 crore.
CASA deposits rose 14% year-on-year and 17% quarter-on-quarter to reach ₹42,530 crore. However, the CASA ratio stood at 27.2%, which was lower compared to 31.9% a year ago and 29.2% in the previous quarter.
The bank's liquidity coverage ratio improved to 148% as of September 30, 2026, up from 127% recorded a year earlier and 133% at the end of June 2026.
