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Capital SFB Soars: Deposits Up 16%, Advances Jump 23%, Asset Quality Improves in Q2
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CNBC TV18•01-10-2026, 14:19
Capital SFB Soars: Deposits Up 16%, Advances Jump 23%, Asset Quality Improves in Q2
  • •Capital Small Finance Bank reported significant growth in its loan book and deposits for the September quarter, alongside an improvement in asset quality.
  • •Gross advances surged by 23.4% year-on-year to ’9,755 crore, with disbursements increasing 36% sequentially to ’1,095 crore.
  • •Total deposits grew 16.2% year-on-year to ’10,831 crore, with CASA deposits accounting for 34.5% of the total.
  • •Gross non-performing assets (NPA) improved to 2.36% as of September 30, down from 2.47% in the previous quarter and 2.70% a year ago.
  • •The bank's average credit-to-deposit ratio stood at 85.4% in Q2, indicating a comfortable liquidity position.

Key Questions Answered

Capital Small Finance Bank reported a 23.4% year-on-year increase in gross advances to ₹9,755 crore for the September quarter.

Gross non-performing assets improved to 2.36% as of September 30, down from 2.47% in the previous quarter and 2.70% a year ago.

Total deposits grew by 16.2% year-on-year to reach ₹10,831 crore during the September quarter, with CASA deposits standing at ₹3,734 crore.