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New EPFO Advance Rules: Check Withdrawal Limits for Medical, Education, and Housing
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News18•14-10-2026, 15:29
New EPFO Advance Rules: Check Withdrawal Limits for Medical, Education, and Housing
- •EPFO has simplified and categorized EPF advance rules into essential needs, housing-related needs, and special circumstances.
- •The minimum membership requirement for partial withdrawals has been standardized to 12 months.
- •Members can withdraw PF money an unlimited number of times for medical expenses, up to 10 times for education, and up to 5 times for marriage and housing needs.
- •Withdrawals for special circumstances are permitted up to twice in a financial year.
- •Subscribers can withdraw up to 75% of their total EPF balance after completing 12 months of membership.
Key Questions Answered
Under the uniform guidelines established by the EPFO, members can withdraw up to 75% of their total EPF balance after completing 12 months of membership, subject to the conditions of their specific category.
For eligible education expenses, members can make up to 10 partial withdrawals during their membership. For marriage expenses, advances are permitted up to 5 times during the membership period.
There is no specified limit on the number of withdrawals members can make for medical expenses to support themselves or their family members.
