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Know How Much Money You Can Withdraw From Your PF Account Under New Rules
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News18•14-10-2026, 10:16
Know How Much Money You Can Withdraw From Your PF Account Under New Rules
- •The EPFO has simplified partial PF withdrawal rules, allowing eligible members to withdraw up to 75 percent of their deposited funds.
- •Under the new framework, the minimum service period required for partial withdrawal has been reduced to 12 months.
- •Withdrawals are categorized into urgent needs like illness, education, and marriage, each with specific frequency limits.
- •Housing-related needs such as buying land, building a house, or repaying home loans also permit partial withdrawals up to 5 times.
- •Special circumstances like unemployment allow members to immediately withdraw up to 75 percent of their PF balance.
Key Questions Answered
Under the simplified framework that came into effect in 2026, the multiple previous withdrawal provisions have been consolidated into three main categories: urgent social security needs (such as illness, education, and marriage), housing-related needs, and special circumstances.
You can withdraw up to a maximum of 75 percent of your eligible PF balance, which amounts to 75,000 rupees if you have 1 lakh rupees, while the remaining 25 percent (or 25,000 rupees) must be kept in the account as a minimum balance.
Under the revised structure, the minimum service or membership period required to be eligible for partial PF withdrawals has been reduced to 12 months.
