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EPFO Big Gift: Now PF Money Will Come Directly To Bank Accounts Via UPI
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News18•09-10-2026, 12:57
EPFO Big Gift: Now PF Money Will Come Directly To Bank Accounts Via UPI
- •A new digital facility is expected to be launched soon for over 30 crore members of EPFO to simplify and speed up PF withdrawals.
- •EPFO has already started pilot testing to introduce PF withdrawal through UPI in collaboration with banks, with an official launch targeted around late December 2026.
- •The new system will link subscribers UAN portal directly to popular UPI apps like BHIM, PhonePe, and Google Pay via a new mobile application.
- •Members can withdraw up to 75 percent of their EPF balance for emergencies like medical treatment or education, while maintaining a 25 percent secure balance.
Key Questions Answered
A senior government official has confirmed that the new facility allowing EPFO members to withdraw PF money through UPI could be officially launched around late December 2026.
According to EPFO rules, eligible members will be able to withdraw up to 75% of their accumulated EPF balance via UPI for urgent needs, while maintaining at least a 25% balance to earn tax-free interest.
Currently, subscribers must fill out an online claim form through the UAN portal and wait days for verification and transfer. Under the upcoming system, the UAN portal will link directly to UPI apps like BHIM, PhonePe, and Google Pay for simpler and faster direct transfers.
