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Apple Pay Launches in India with Axis Bank Partnership, Offering 5 Key Benefits to Users
- •Apple Pay has launched in India, enabling iPhone, iPad, and Apple Watch users to make contactless payments.
- •Currently available for Axis Bank's Visa and Mastercard credit cards, with plans to integrate other banks in the future.
- •Users can make payments without PINs or OTPs, using Face ID, Touch ID, or a passcode for quick and secure transactions.
- •Existing credit card rewards, cashback, and offers will continue to apply when using Apple Pay, with no additional fees from Apple.
- •Apple Pay simplifies both in-store and online shopping, eliminating the need to repeatedly enter card details or billing information.
Key Questions Answered
Apple Pay has launched in India in partnership with Axis Bank, initially supporting Axis Bank credit cards on the Visa and Mastercard networks. Other major lenders like HDFC Bank and ICICI Bank are not supported at launch due to ongoing commercial talks, and domestic networks such as RuPay are currently excluded.
Users can make tap-and-pay purchases on supported iPhones and Apple Watches at contactless NFC terminals without needing a physical card. Payments are approved securely using Face ID, Touch ID, or a passcode, completely eliminating the need to enter a PIN or wait for an OTP.
No, Apple Pay does not feature support for UPI at launch and operates strictly as a card-based payment system. Unlike apps such as Google Pay or PhonePe that rely heavily on UPI and bank accounts, Apple Pay focuses on tokenised credit card transactions.
