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Apple Pay Arrives in India: Set Up and Pay Without PINs or OTPs!
- •Apple Pay is now available in India, allowing iPhone, iPad, and Apple Watch users to make payments without physical cards.
- •Set up Apple Pay by adding an eligible card via the Axis Bank app or the Wallet app on your iPhone.
- •To pay at stores, double-click the side button on your iPhone or Apple Watch, authenticate, and hold the device near the contactless reader.
- •Apple Pay uses tokenization for security, replacing actual card numbers with unique device-specific numbers and security codes, protecting user data.
- •Apple Pay is accepted at millions of merchant locations in India, including Apple Store, Blinkit, Zomato, and through major payment service providers.
Key Questions Answered
Users can add an eligible card directly through the latest version of the Axis Bank app or open the Wallet app on their iPhone, tap the plus button, and follow the instructions. Once successfully added, the card is ready for immediate use. On an Apple Watch, users can double-click the side button and hold the display near a contactless reader.
At launch, Apple Pay in India exclusively supports eligible credit cards issued by Axis Bank on the Visa and Mastercard networks. RuPay, India's domestic payment network, is not supported, and Axis Bank serves as the initial banking partner for the rollout.
Apple Pay ensures transaction security by never sharing the user's actual card number with merchants. Instead, it relies on a unique device-specific number and a transaction-specific security code. For Mastercard and Visa transactions, tokenisation replaces card details with unique, cryptographically secured tokens to protect sensitive financial information.
