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Sukanya Samriddhi Yojana: Secure Your Daughter's Future with ₹72 Lakh!
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News18•05-10-2026, 10:12
Sukanya Samriddhi Yojana: Secure Your Daughter's Future with ₹72 Lakh!
- •The Sukanya Samriddhi Yojana is an excellent government scheme for securing the financial future of daughters.
- •By investing ₹1.5 lakh annually, you can accumulate ₹72 lakh for your daughter at an 8.2% interest rate.
- •A monthly investment of ₹12,500 results in a total investment of ₹22.5 lakh, with ₹49.3 lakh earned as interest.
- •Invest for 15 years and then let the money accrue interest for another 6 years to reach the target corpus.
- •The scheme offers guaranteed interest, is unaffected by market fluctuations, and provides tax benefits under Section 80C.
Key Questions Answered
Under the Sukanya Samriddhi Yojana, investors earn a current interest rate of 8.2% per annum, which compounds annually. Contributions are required to be made for 15 years from the date of account opening, and the account matures when the daughter turns 21 years old.
The minimum annual contribution required to keep a Sukanya Samriddhi Yojana account active is ₹250, while the maximum permissible investment limit is ₹1.5 lakh per financial year.
Investments made into the Sukanya Samriddhi Yojana are eligible for tax deductions under Section 80C of the Income Tax Act. Additionally, both the accumulated compound interest and the entire maturity proceeds are completely tax-free.
