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News18•17-10-2026, 11:49
Earn Rs 50 Lakh From Interest Alone Under This Blockbuster Government Scheme
  • •The Post Office Sukanya Samriddhi Yojana is a long-term central government scheme offering safe investments and guaranteed returns.
  • •Investors need to make deposits for 15 years, while the maturity period of the scheme is 21 years.
  • •The scheme currently offers an attractive annual interest rate of 8.2 percent, which is reviewed every three months.
  • •A maximum of Rs 1.5 lakh can be invested annually, which breaks down to a monthly deposit of Rs 12,500.
  • •By depositing Rs 12,500 monthly starting near birth, the total fund can reach around Rs 71.8 lakh, yielding nearly Rs 50 lakh from interest alone.

Key Questions Answered

An attractive annual interest rate of 8.2 percent is currently being offered under the Sukanya Samriddhi Yojana scheme, which is reviewed by the government every three months.

Investors are required to make deposits for 15 years from the date of opening the account, after which the account continues to earn interest until its maturity at 21 years.

The scheme allows a minimum annual deposit of Rs 250, while the maximum investment limit is capped at Rs 1.5 lakh per financial year.