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Rs. 7.2 Crore at Retirement: Expert's 'Golden Magic' for a Peaceful Future!
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News18•30-09-2026, 17:55
Rs. 7.2 Crore at Retirement: Expert's 'Golden Magic' for a Peaceful Future!
- •Financial expert Pattabiraman emphasizes creating 'Liquid Assets/Corpus' for a dignified retirement.
- •Due to inflation, a 25-year-old couple's current Rs. 25,000 monthly expense will become Rs. 2 lakh at age 55 for the same lifestyle.
- •A liquid corpus of Rs. 7.2 crore is essential to manage 30 years of retirement life after 55 years of age.
- •Starting retirement investments at 25 requires saving 50% of current monthly expenses; at 35, it requires 100%.
- •Expert advises investing 50-60% in equity mutual funds and the rest in fixed-income schemes like EPF/PPF to beat inflation.
Key Questions Answered
A liquid corpus of Rs. 7.2 crore is essential to manage 30 years of retirement life after reaching 55 years of age.
Individuals starting their retirement investments at 25 years old should begin saving at least 50% of their current monthly expenses, which amounts to Rs. 12,500.
Real estate and gold cannot be immediately sold and converted into cash during critical times like medical emergencies, making them unsuitable as liquid assets compared to mutual funds or fixed deposits.
