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71% of Women Invest for Retirement but Few Expect Funds to Last
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CNBC TV18•12-10-2026, 17:48
71% of Women Invest for Retirement but Few Expect Funds to Last
- •The share of women investing for retirement rose to 71% from 65%, outpacing men, according to the Axis Max Life Insurance IRIS 6.0 study.
- •Only 30% of women expect their retirement corpus to last beyond 10 years, a sharp drop from 40% last year.
- •Women lean towards conservative options, with 50% holding fixed or recurring deposits specifically for retirement compared to 44% of men.
- •About 69% of women want to retire before the traditional age of 58 to 60, with 45% aiming to achieve financial independence and retire before 50.
Key Questions Answered
According to the sixth Bharosa Talks India Retirement Index Study (IRIS 6.0), 71% of women have started investing for retirement.
About 50% of women hold fixed or recurring deposits specifically for retirement, while only 27% claim to hold risk-based products like mutual funds, ETFs, stocks, or commodities.
Assuming their financial needs are addressed, 69% of women want to retire before the traditional age of 58 to 60, with 45% aiming for financial independence and retirement before age 50.
