Stories
RBI MPC Meeting: After 3.5 years, potential repo rate hike sparks concern in the real estate sector
N
News18•07-10-2026, 07:38
RBI MPC Meeting: After 3.5 years, potential repo rate hike sparks concern in the real estate sector
- •All eyes are on the upcoming RBI Monetary Policy Committee meeting amid strong market speculation of a repo rate hike after nearly three and a half years.
- •A 25 basis point increase in the repo rate would directly raise retail loan interest rates and hike home loan EMIs for buyers.
- •Real estate experts warn that an interest rate hike right before the festive season could cause first-time and budget-conscious buyers to postpone their purchase decisions.
- •Industry leaders note that while a rate hike might slightly slow market momentum, strong demand for quality projects in locations like Gurugram will help sustain the sector.
- •Developers are advised to maintain balanced pricing and offer flexible payment plans to mitigate the impact of rising EMIs on potential home buyers.
Key Questions Answered
Reserve Bank Governor Sanjay Malhotra will reveal the decisions taken in the Monetary Policy Committee meeting on October 7.
The repo rate was last increased in February 2023, and strong speculation suggests it might be hiked again after nearly three and a half years.
A hike of 25 basis points could directly impact home loan interest rates, raise EMIs for home buyers, and potentially cause budget-conscious or first-time buyers to postpone their home-buying decisions ahead of the festive season.
