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Is your salary up to 25000 rupees? Do this now to claim 7 lakh insurance and PF benefits
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News18•19-10-2026, 20:33
Is your salary up to 25000 rupees? Do this now to claim 7 lakh insurance and PF benefits
- •EPFO has advised employees earning between 15000 and 25000 rupees to ensure their registration in the EPF scheme.
- •The government has increased the wage ceiling for mandatory EPFO coverage from 15000 to 25000 rupees per month.
- •Failing to get EPF registration done will cause the loss of up to 7 lakh rupees in free life insurance under the EDLI scheme.
- •Employees will miss out on monthly pension after retirement and the 12 percent employer contribution if they do not register.
Key Questions Answered
The central government has increased the monthly wage ceiling for mandatory EPFO coverage from ₹15,000 to ₹25,000. This change brings over 51 lakh additional employees under the umbrella of social security for the first time.
Employees who fail to register for EPF will lose up to ₹7 lakh in free life insurance under the EDLI scheme, monthly retirement pension, the company's 12% matching contribution, and a secure tax-free retirement fund.
Before the recent cabinet approval to raise the wage limit to ₹25,000, the limit was last set at ₹15,000 in September 2014, marking a revision after approximately 12 years.
