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Santosh Agarwal is CEO of Paisabazaar
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Moneycontrol•14-10-2026, 13:48
Paisabazaar Targets 30 Percent Non-Credit Revenue in Two Years With Investment Expansion
  • •Paisabazaar aims for non-credit products to generate 30 percent of its total revenue over the next two years by expanding into investments and financial advisory services.
  • •The platform has recently introduced fixed deposits, corporate bonds, mutual funds, and daily Systematic Investment Plan options to broaden its financial portfolio.
  • •CEO Santosh Agarwal stated that Paisabazaar plans to use artificial intelligence to offer personalized financial advisory services at scale for middle-class consumers.
  • •The company targets a monthly run rate of Rs 100 crore through its bonds and mutual fund offerings by March 2027 or the end of the current financial year.

Key Questions Answered

Paisabazaar expects non-credit products to contribute 30 percent of its revenue within the next two years as part of its expansion into investment and financial advisory services for middle-class Indians.01

Paisabazaar launched its fixed deposit and bonds business in May 2025, while its mutual fund offerings went live in the first week of August 2025.0

The platform plans to introduce an artificial intelligence-driven advisory layer to provide personalized investment guidance at scale for customers with smaller portfolios, for whom traditional relationship manager models are economically unviable.0