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HDFC Bank Q2 Results: Profit rises to Rs 19,510 crore, NPAs decline
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CNBC Awaaz•17-10-2026, 14:18
HDFC Bank Q2 Results: Profit rises to Rs 19,510 crore, NPAs decline
- •HDFC Bank reported a net profit of Rs 19,510 crore for the second quarter, up from Rs 18,641 crore in the same period last year.
- •Net Interest Income (NII) increased to Rs 34,620 crore compared to Rs 31,552 crore year-on-year, though slightly below market estimates.
- •Asset quality improved as Gross NPA declined to 1.11 percent and Net NPA dropped to 0.37 percent compared to the previous quarter.
- •The bank's total provisioning for potential losses increased to Rs 3,573 crore from Rs 3,060 crore in the prior quarter.
Key Questions Answered
HDFC Bank reported a standalone net profit of Rs 19,510 crore for the second quarter of FY27, representing a 4.7 percent increase year-on-year.
Both gross and net NPAs showed improvement compared to the previous quarter. The gross NPA ratio declined to 1.11 percent from 1.17 percent, while the net NPA ratio dropped to 0.37 percent from 0.41 percent.
HDFC Bank's Net Interest Income (NII) rose to Rs 34,620 crore during the quarter. Meanwhile, total provisioning and contingencies increased to Rs 3,573 crore compared to Rs 3,060 crore in the previous quarter.
