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CNBC Awaaz•17-10-2026, 16:38
PNB 390-Day FD: Earn High Returns and Interest Rates Up to 7.10% on Rs 5 Lakh
  • •Punjab National Bank offers special interest rates on 390-day fixed deposits effective from June 1, 2026.
  • •General customers receive a 6.30% annual interest rate, yielding an estimated maturity amount of Rs 5.34 lakh on a Rs 5 lakh deposit.
  • •Senior citizens get a 6.80% interest rate, leading to an estimated maturity total of approximately Rs 5.37 lakh.
  • •Super senior citizens enjoy the highest rate of 7.10%, with estimated earnings of about Rs 39,000 on a Rs 5 lakh investment.

Key Questions Answered

Effective June 1, 2026, Punjab National Bank offers an annual interest rate of 6.30% for general customers, 6.80% for senior citizens, and 7.10% for super senior citizens on domestic term deposits of less than ₹3 crore for a 390-day duration.

For senior citizens, an investment of ₹5 lakh in PNB's 390-day FD at an annual interest rate of 6.80% yields estimated earnings of around ₹37,300, bringing the total maturity amount to approximately ₹5.37 lakh.

Before investing, customers should verify current rates and maturity amounts from PNB's official website or bank branch, while also checking conditions and premature withdrawal penalties.