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UPI New Rule: Supermarket Bill Over 2000? No Extra Charges for Customers!
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News18•21-09-2026, 06:46
UPI New Rule: Supermarket Bill Over 2000? No Extra Charges for Customers!
- •Confusion spread regarding extra charges for UPI transactions over 2000 rupees at supermarkets.
- •The 0.4% Merchant Discount Rate (MDR) effective from October 15, 2026, is not for customers.
- •This charge applies to large supermarkets and merchants, not to individual consumers.
- •Sending money to family, friends, or relatives via UPI remains completely free, as before.
- •If your supermarket bill is 2500 rupees, only 2500 rupees will be deducted from your account, with no extra charges.
Key Questions Answered
No, even if your supermarket bill exceeds 2,000 rupees, exactly the original bill amount will be deducted from your bank account and not a single extra rupee.
The 0.4 percent MDR is entirely to be paid by large supermarkets and merchants, and it is not charged to regular customers.
No, sending any amount of money to family members, friends, or relatives does not incur a single penny of charge, and peer-to-peer transfers remain completely free.
