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News18•19-10-2026, 14:18
Superhit Post Office Scheme: Get 9000 Rupees Every Month After Marriage
  • •The Post Office Monthly Income Scheme (MIS) is a government small savings scheme requiring a one-time lump sum deposit.
  • •The tenure of this scheme is 5 years, after which the principal investment amount is refunded.
  • •Investors can deposit a maximum of 9 lakh rupees in a single account and 15 lakh rupees in a joint account.
  • •Currently offering an annual interest rate of 7.4 percent, a joint investment of 15 lakh rupees yields a monthly income of 9,250 rupees.
  • •The monthly interest can be used for household or educational expenses, though the earned interest is taxable.

Key Questions Answered

A maximum of 15 lakh rupees can be invested in a joint account under the Post Office Monthly Income Scheme, which can be opened by up to 3 adults.

The scheme carries a tenure of 5 years and currently offers an annual interest rate of 7.4 percent, which is paid out monthly to investors.

A single individual investing the maximum allowed amount of 9 lakh rupees can receive an annual interest of 66,600 rupees, translating to a monthly income of 5,550 rupees.