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EPFO New Rules: How to Withdraw PF Money via UPI and What is the Limit?
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News18•13-10-2026, 14:04
EPFO New Rules: How to Withdraw PF Money via UPI and What is the Limit?
- •The Employees' Provident Fund Organisation is working to introduce UPI-based PF withdrawal facility soon.
- •This new feature is expected to be launched by December, allowing employees to get funds instantly.
- •Users will be allowed to withdraw up to 75 percent of their total PF balance through UPI.
- •The remaining 25 percent must be maintained as a minimum balance in the account.
- •Employees will be able to link their UAN portal with UPI apps like BHIM for seamless transactions.
Key Questions Answered
Under the upcoming EPFO rules, members will be allowed to withdraw up to 75 percent of their total PF balance through UPI. The remaining 25 percent must be kept in the account as a minimum balance and can be withdrawn after leaving the job.
The Employees' Provident Fund Organisation (EPFO) is currently testing the facility with banks and expects to introduce UPI-enabled PF withdrawals by December of this year.
EPFO plans to link employees' UAN portals directly with their UPI accounts using a special application, enabling instant withdrawals through apps like BHIM instead of waiting days for NEFT transfers.
