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444-Day FD: PNB, IOB, or Central Bank of India? Best Returns for Senior Citizens Revealed!

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News18•25-09-2026, 15:20
444-Day FD: PNB, IOB, or Central Bank of India? Best Returns for Senior Citizens Revealed!
- •Compares interest rates for senior citizens on 444-day FDs from PNB, IOB, and Central Bank of India for investments between 2 to 6 lakh rupees.
- •Central Bank of India offers the highest interest rate of 7.25% for senior citizens on 444-day FDs among the three banks.
- •Indian Overseas Bank (IOB) and Punjab National Bank (PNB) both offer 7.10% interest to senior citizens on 444-day fixed deposits.
- •For a 2 lakh rupee deposit, Central Bank of India yields ₹2,18,267, while IOB and PNB yield ₹2,17,876.
- •For a 6 lakh rupee deposit, Central Bank of India yields ₹6,54,801, IOB yields ₹6,52,629, and PNB yields ₹6,53,629.
Key Questions Answered
Central Bank of India offers the highest interest rate for 444-day fixed deposits at 7.25 percent for senior citizens.
If you deposit 2 lakh rupees in Central Bank of India's 444-day FD, you will receive 2,18,267 rupees at maturity.
Indian Overseas Bank offers a maturity value of 6,52,629 rupees for a 6 lakh rupee deposit on a 444-day fixed deposit.





