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Buying a Rs 5 Lakh Car? Here's Your EMI Guide for Maruti Celerio!
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News18•30-09-2026, 19:36
Buying a Rs 5 Lakh Car? Here's Your EMI Guide for Maruti Celerio!
- •The on-road price for the Maruti Suzuki Celerio LXi model is approximately Rs 5.10 lakh.
- •With a 20% down payment and a 5-year loan at 9.5% interest for Rs 4.08 lakh, the monthly EMI will be around Rs 8,560.
- •Your monthly EMI should not exceed 10-15% of your salary; those earning Rs 30,000-35,000 can afford the LXi model.
- •The top-end ZXi+ AMT or CNG variant has an on-road price of Rs 7.54 lakh, with an EMI of approximately Rs 12,660.
- •When buying a car, consider not just EMIs but also fuel and maintenance costs.
Key Questions Answered
Experts recommend paying at least 20 percent of the total on-road price as a down payment, keeping the loan tenure to a maximum of 4 to 5 years, and ensuring the monthly EMI does not exceed 10 to 15 percent of your salary.
For the base model LXi with an on-road price of around Rs 5.10 lakh, a 20 percent down payment of Rs 1.02 lakh requires a Rs 4.08 lakh bank loan. At a 9.5 percent interest rate over 5 years, the monthly EMI will be approximately Rs 8,560.
To easily repay the monthly EMI of approximately Rs 12,660 for the top-end Celerio ZXi+ AMT or CNG variant, your net monthly salary should be at least Rs 45,000 to Rs 50,000.
