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High FD Rates: Get Up to 8.25% Interest! Find Out Which Bank Offers the Best Returns.
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CNBC Awaaz•30-09-2026, 20:18
High FD Rates: Get Up to 8.25% Interest! Find Out Which Bank Offers the Best Returns.
- •Small Finance Banks are offering up to 8.25% interest on Fixed Deposits.
- •Suryoday Small Finance Bank provides 8.25% interest on a 5-year FD.
- •Jana Small Finance Bank and Equitas Small Finance Bank offer a maximum of 8% interest.
- •Before investing in FDs, consider tenure, tax implications, premature withdrawal rules, and insurance coverage.
- •Under DICGC, eligible bank deposits are covered up to ₹5 lakh per depositor, per bank.
Key Questions Answered
Among the five major small finance banks analyzed, Suryoday Small Finance Bank offers the highest FD interest rate, providing up to 8.25% annual interest on a 5-year fixed deposit.
Under the DICGC framework, eligible bank deposits are insured up to ₹5 lakh per depositor, per bank, which covers both the principal amount and accumulated interest.
Jana Small Finance Bank offers 7.00% interest for a 1-year tenure, reaches its peak rate of 8.00% for tenures ranging from over 2 years up to 3 years, 7.77% for 5 years, and 6.50% for 10 years.
