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Post Office Offers Up To 8.2% Interest In 5 Secure Schemes
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News18•09-10-2026, 16:37
Post Office Offers Up To 8.2% Interest In 5 Secure Schemes
- •Public Provident Fund offers a 7.1 percent annual interest rate with a 15-year tenure and tax benefits.
- •National Savings Certificate provides a 7.7 percent annual interest rate with a 5-year lock-in period.
- •Post Office Monthly Income Scheme gives a 7.4 percent annual interest rate paid out every month.
- •Senior Citizens Savings Scheme offers the highest rate at 8.2 percent with quarterly interest payouts.
- •Kisan Vikas Patra doubles the invested amount in 115 months with a 7.5 percent annual interest rate.
Key Questions Answered
The Senior Citizens Savings Scheme offers an annual interest rate of 8.2%, which is the highest among the five highlighted schemes, with interest paid out every three months.
For the October-December 2026 quarter, the Kisan Vikas Patra scheme offers an annual interest rate of 7.5%, which causes the invested amount to double in 115 months, or about 9 years and 7 months.
The Public Provident Fund has a tenure of 15 years, allowing deposits ranging from a minimum of 500 rupees to a maximum of 1.5 lakh rupees in a financial year.
