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Retail investor resilience tested in a prolonged bear market says HDFC AMC Navneet Munot
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Moneycontrol•15-10-2026, 22:32
Retail investor resilience tested in a prolonged bear market says HDFC AMC Navneet Munot
- •HDFC AMC Managing Director Navneet Munot noted that Indian retail investors have shown growing maturity and resilience through market volatility.
- •A large portion of net inflows into equity and hybrid funds is driven by systematic investment plans, providing greater predictability.
- •Munot cautioned that an extended and sustained bear market would ultimately test investor behaviour and market resilience.
- •Chief Financial Officer Naozad Sirwalla stated that the company is deploying its balance sheet to seed alternative investment platforms.
- •HDFC AMC is reviewing its product strategy following competitive pressure and market share correction in certain hybrid fund categories.
Key Questions Answered
HDFC AMC Managing Director and Chief Executive Navneet Munot stated that while the maturity and resilience of Indian retail investors have grown beyond cyclical sentiment, an extended or sustained bear market would truly test their behaviour and resilience.
According to Chief Financial Officer Naozad Sirwalla, the company's existing balance sheet is being deployed to provide seed capital for its expanding alternative investment platforms.
HDFC AMC has acknowledged market share corrections and specifically identified multi-asset, aggressive hybrid, and equity-savings funds as categories where it has reviewed and recalibrated its product strategy.
