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The average value of transactions processed each day also touched a record Rs 97,900 crore, compared with Rs 96,194 crore in August and Rs 83,000 crore a year earlier.
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Moneycontrol•01-10-2026, 09:52
UPI Shatters Records: Daily Transactions Exceed 800 Million for First Time in September
  • •UPI daily transactions averaged 802.3 million in September, a significant increase from 790.6 million in August and 654.3 million last September.
  • •The Unified Payments Interface processed 24.07 billion transactions worth Rs 29.37 lakh crore in September, marking a 22.6% year-on-year growth in volume.
  • •Despite a slight month-on-month decline in overall transaction volume and value due to fewer days in September, the daily run rate continued to climb.
  • •The average daily value of transactions reached a record Rs 97,900 crore, up from Rs 96,194 crore in August.
  • •The average UPI transaction value in September was Rs 1,220, indicating a growing trend of using UPI for smaller, everyday payments.

Key Questions Answered

Average daily UPI transactions rose to 802.3 million in September, up from 790.6 million in August and 654.3 million in September last year.

UPI processed 24.07 billion transactions worth Rs 29.37 lakh crore during September, translating into year-on-year growth of 22.6 percent in volume and 18 percent in value.

The average UPI transaction stood at Rs 1,220 in September, which was marginally higher than August but nearly 4 percent lower compared to September 2025.