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Small Business Credit Portfolio Surpasses Rs 50 Lakh Crore with 15 Percent Growth
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CNBC TV18•08-10-2026, 15:20
Small Business Credit Portfolio Surpasses Rs 50 Lakh Crore with 15 Percent Growth
- •India's small business credit portfolio reached ₹50.9 lakh crore in June 2026, marking a 14.9% year-on-year growth.
- •Growth was primarily driven by sole proprietors, whose portfolio outstanding surged 19.3% and active loans grew 27.4%.
- •Asset quality improved in the 91–180 days past due category, dropping to 1.2% in June 2026 from 1.5% the previous year.
- •Manufacturing remained the largest sector for enterprise credit, capturing a 41.92% share of the portfolio.
- •Rajasthan recorded ₹3.4 lakh crore in small business credit outstanding, reflecting a strong 16.8% year-on-year increase.
Key Questions Answered
India’s small business credit portfolio reached ₹50.9 lakh crore in June 2026, marking a year-on-year growth of 14.9% and a 3.5% increase from the previous quarter.
Credit growth was primarily led by sole proprietors, whose portfolio outstanding surged 19.3% year-on-year, while manufacturing accounted for the largest share of enterprise credit at 41.92%.
In Rajasthan, small business credit outstanding reached ₹3.4 lakh crore in June 2026 with a 16.8% year-on-year growth, while manufacturing accounted for 45.4% of the state's enterprise exposure.
