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News18•01-10-2026, 16:45
Seeds Fincap Secures Over Rs 100 Crore Funding to Boost Small Business Lending
  • •Seeds Fincap, a non-bank lender focused on small businesses, raised over Rs 100 crore in a funding round led by the Michael & Susan Dell Foundation.
  • •Existing investors Z47 and Lok Capital also participated in the funding round.
  • •The company aims to increase its assets under management to Rs 1,000 crore by March 2027, up from Rs 722 crore in March 2026.
  • •Seeds Fincap uses a cash-flow-driven approach, supported by technology and field teams, to assess borrowers and lend to nano enterprises.
  • •The capital will enable Seeds Fincap to expand its presence, strengthen technology, and serve more entrepreneurs and underserved communities, according to CEO Subhash Chandra Acharya.

Key Questions Answered

Seeds Fincap raised over Rs 100 crore in a funding round led by the Michael & Susan Dell Foundation. Existing investors Z47 and Lok Capital also participated in the round.

Seeds Fincap is targeting an increase in its assets under management to Rs 1,000 crore by March 2027. This follows a recorded assets under management of Rs 722 crore in March 2026.

Founded in 2021, Seeds Fincap provides loans ranging between Rs 50,000 and Rs 10 lakh. The company uses a cash-flow-driven approach supported by technology to serve nano enterprises and underserved communities.