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Automate Bond Investments: 6 Apps Offering SIPs via UPI AutoPay
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News18•30-09-2026, 14:00
Automate Bond Investments: 6 Apps Offering SIPs via UPI AutoPay
- •Systematic investing for bonds is now possible with UPI AutoPay, mirroring the convenience of mutual fund SIPs.
- •UPI AutoPay allows recurring debits for investments, with amounts up to ’15,000 requiring no OTP, simplifying automated investing.
- •Six apps facilitate automated bond and SIP investments using UPI AutoPay, including Stashfin, GripInvest, Zerodha (Coin), Groww, INDmoney, and various bank investment platforms.
- •While mutual fund SIPs automate perfectly, bond investments can automate funding into an account, which can then be deployed into available bonds or debt mutual funds.
- •Automating fixed-income investing ensures consistency, removing the need for market timing and building a stable portfolio over time.
Key Questions Answered
Six apps that support bond and SIP investments via UPI AutoPay include Stashfin, GripInvest, Zerodha Coin, Groww, INDmoney, and bank investment platforms like ICICI Direct, HDFC Securities, and Kotak.
Not exactly, because individual bond issues feature fixed availability windows and specific denominations, meaning a strict same-bond monthly SIP is not always feasible. Instead, investors can automate funding via UPI AutoPay to deploy periodically or invest in a debt mutual fund holding bonds.
Recurring mandate transactions up to Rs 15,000 execute automatically without requiring an OTP each time. For amounts exceeding that threshold, users must approve the debit on the scheduled date with a quick OTP.
